AVEGA MANAGED CARE, INC. • CARITAS HEALTH SHIELD INC • ETIQA LIFE AND GENERAL ASSURANCE PHILS., INC. (INSURANCE COMPANY) • INSULAR LIFE HEALTHCARE • INTELLICARE (ASALUS CORP) • MAXICARE HEALTHCARE CORP. • MEDICARD PHILIPPINES, INC. • PHILIPPINE BRITISH ASSURANCE COMPANY